The CEIS Review, Inc. is a name to reckon with in the realm
of independent loan review programs,
serving the best interests of prestigious banks and preeminent financial
institutions with a degree of accuracy, foresightedness and reliability that is
unparalleled in the industry. The volatile market conditions and looming
recession fears makes it imperative that the banks conduct portfolio stress
testing to assess the resiliency of the financial structure and the inherent
potential to bounce back after a crisis strikes. Loan review is conducted in conformance to the highest industry
standards and by utilizing cutting edge analytical tools with a proven history
of delivering the most revealing observations.
CEIS Review is committed to optimally serve the
interests of financial institutions worldwide with proven analytical
tools and remote probability simulation in loan
reviews which will promptly bring to the fore inherent weaknesses in the
loan loss reserve validation policies of banks. Institutions that offer credit
facilities ranging from community banks to multinational organizations and
firms stand to gain from the third party appraisal of the portfolio quality and
process.
The core competency of CEIS is to conduct independent
portfolio reviews for assessment of credit quality. However, CEIS has
diversified in its services providing total credit portfolio quality and
process management techniques for assisting manages in stress testing industry
sectors. In the capacity of premiere loan review consultants, analysis of total portfolios, loan
loss reserve methodology design and validation, credit risk rating system
development, credit database creation and analysis, portfolio acquisition
review, loan policy maintenance, problem loan advisory, loan and credit
workshops and seminars, and credit analysis are also carried out.
Seasoned loan
reviewers who have served in the capacity of senior or executive level managers in money market, regional
banks, community banks, and commercial finance companies are employed by CEIS
Review. State of the art software assist loan
review methodologies tailor made for clients. The programs review the
client’s status over a period of one year and factors in about 75% of the
client's average outstanding loans and letters of credit. The reviews are
carried out ay fixed intervals during the contracted period and enough samples
to fulfill the one year coverage target are harvested. Data and remarks
pertaining to the previously criticized and classified loans are updated at
next scheduled review. Newly criticized or classified loans, delinquencies,
non-accruals, restructured transactions, new and renewed commitments which have
emerged since the previous review visit are also actively reviewed.
The
sufficiency of the loan loss reserves along with the organization's lending
policies and procedures and overall lending process are also scrutinized. The
findings are initially presented orally to the managers and finally a written
report including an executive summary of the report’s findings and
recommendations regarding overall credit and loan portfolio management,
portfolio quality and a detailed write-up on each loan reviewed are submitted.
The CEIS Review, Inc. is a preeminent loan review body which can root out the entire array of
irregularities in the loan loss reserve methodology by excellent critique of
your financial body’s loan lending structure.
Loan Review
Programs by CEIS Review, Please visit us at http://www.ceisreview.com/pages/Services/2/145/General_Loan_Review
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