Monday 25 February 2013

CEIS Treats Portfolio Acquisition Review Very Sensitively

CEIS offers services to review portfolios that are to be acquired. We at CEIS make sure that portfolio acquisition review is given high priority. 

When the experienced executives from out company start reviewing the portfolio, the major focus is on to test the following things:

a) Sufficiency and reliability of the credit risk rating system
b) Loan approval and monitoring
c) Effectiveness of loan and credit administration
d) Adequacy of the loan loss reserve

The company is make sure that acquisition review is dealt with the help of highest resources and a committed team is there for a quick turnaround time in the due diligence assignment.

The major task of the executives is to prepare a report that details the findings of the review that entails a summary of observations and conclusions. These observations are supported by a written report on each loan received.

When a client makes a request for conducting the review of her portfolio, she is indeed in the hands of sensitive and sensible financial experts. At CEIS, our professionals exactly know the importance of understanding the underlying credit quality of the specific portfolio. They also make sure to understand whether there are adequate reserves for the target portfolio before reaching any specific agreement.

Why our financial experts stress on understanding this is very simple. When we understand these basic things of your portfolio, it helps institutions determine appropriate pricing. It also helps them understand whether transaction can withstand credit risks.

Irrespective of what you are planning to purchase – an entire organization or a few loans- the awareness of the potential credit risk is important in a sense that it is going to be jotted down onto the balance sheet.

Since there are many professional companies that offer services related to portfolio acquisition review, and loan portfolio due diligence, one needs to be careful in choosing one’s company. You need to check whether they are committed and sensitive enough to understand your financial troubles and are capable enough to come up with concrete solutions.

At CEIS, we give very high priority to review request because of its sheer financial urgency and importance. Having received the request, we decide the scope of the review with the client and it is structured in a way that at the end of the on-site review, the client has a preliminary oral report ready. A written report is dispatched to the client within days of full completion of on-site review.

Find more information at http://www.ceisreview.com/  or call us on 888-967-7380

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