Friday 27 June 2014
Monday 23 June 2014
See Your Profits Soar With The Right Loan Review Service
With over 2 decades of experience as reviewer and as bankers we are familiar with both sides of the coin. We can promise you that we deliver services that are always higher than the client’s expectations. We know very well how a badly managed credit portfolio can lead to loses for banks and financial institutions.
When an institution is deeply troubled, it becomes very difficult to see the situation with an objective point of view. It is here that a third party scrutiny and analysis of your financial statements as well as a close look at customer profiles is very important to turn around the firm or bank.
There are a few core beliefs that we will never sacrifice no matter what. These are:
* Objective evaluation of your existing portfolios and any other potential acquisitions
* Hiring only subject experts for review
* Not only co-sourcing but also Outsourcing commercial loan review for the maximum objectivity
* Using state of the art methods for all types of reviews
Our services
Our job does not end with a simple review and identification of risky portfolio but we also look deeply into the methodology used by your firm for calculating loan loss reserve and whether it is in conformance to regulatory requirements or not. Thereafter we suggest a New ALLL Methodology or fine tune the existing one.
We have a separate division for international assignments. We have plenty of offshore clients who have faith in our services and commercial loan review outsource to us. Dealing with international clients is a breeze due to our excellent bilingual professionals who are fluent in major international languages. If you are worried about the difference in regulatory requirement due to geographical and political differences, you can rest assured that the review will be done in accordance with the bank’s internal risk rating and also with what is a valid with the local regulatory agency.
In addition to the above services if you are looking for a firm that understands various complexities of regulatory requirements today, then you have come to the right place. We have sat on the other side of the desk and know very well how hassling completing various formalities are. Our trained staff will help you in these aspects too and you will be well prepared any time for any kind of regulatory screening.
Although the basic tasks may be the same of financial institutions and banks, there are always certain unique qualities. We understand this very well and design our reviews and assessments keeping this fact in mind. Our services are 100% tailor made.
When an institution is deeply troubled, it becomes very difficult to see the situation with an objective point of view. It is here that a third party scrutiny and analysis of your financial statements as well as a close look at customer profiles is very important to turn around the firm or bank.
There are a few core beliefs that we will never sacrifice no matter what. These are:
* Objective evaluation of your existing portfolios and any other potential acquisitions
* Hiring only subject experts for review
* Not only co-sourcing but also Outsourcing commercial loan review for the maximum objectivity
* Using state of the art methods for all types of reviews
Our services
Our job does not end with a simple review and identification of risky portfolio but we also look deeply into the methodology used by your firm for calculating loan loss reserve and whether it is in conformance to regulatory requirements or not. Thereafter we suggest a New ALLL Methodology or fine tune the existing one.
We have a separate division for international assignments. We have plenty of offshore clients who have faith in our services and commercial loan review outsource to us. Dealing with international clients is a breeze due to our excellent bilingual professionals who are fluent in major international languages. If you are worried about the difference in regulatory requirement due to geographical and political differences, you can rest assured that the review will be done in accordance with the bank’s internal risk rating and also with what is a valid with the local regulatory agency.
In addition to the above services if you are looking for a firm that understands various complexities of regulatory requirements today, then you have come to the right place. We have sat on the other side of the desk and know very well how hassling completing various formalities are. Our trained staff will help you in these aspects too and you will be well prepared any time for any kind of regulatory screening.
Although the basic tasks may be the same of financial institutions and banks, there are always certain unique qualities. We understand this very well and design our reviews and assessments keeping this fact in mind. Our services are 100% tailor made.
How Our Loan Portfolio Management will Affect Your Financial Ratios
While you know very well how important it is to monitor your financial rations, you may find it difficult to obtain an objective view point. It is at this juncture that we step in to help you and give you a clear perspective.
The recent economic downturn has affected many banks and financial institutions and while there is some recovery now, it is quite obvious that there is still “miles to go”. We have ample experience in the banking as well as the consulting industry to identify where you might need a few more ideas and whether any kind of loan policy modification is needed or not.
We don’t have to tell you the importance of commercial loan risk rating systems but then this does not mean that all your credit decisions are conservative because it would mean a low ROA and even a low interest income. However, at the same time, you cannot afford to just give loans blindly too. We will do a thorough assessment to find out the effectiveness of your rating systems and suggest few modifications. Remember the internal rating is also important from the point of view of inspections by regularity agencies.
The reason our management of your credit portfolio is different is that we have seen plenty of books to know what is wrong and what is right. Our professionals are all subject experts and use the best tools and methodology to segregate your customer’s portfolios into various risk levels. We use only the best and latest analytical tools to look beyond what most people can see. We can show you the warning signs in your overall portfolio; view any unhealthy patterns that are being consistently repeated, take appropriate and timely action to save you millions of losses.
In addition to reviewing your existing portfolio, we can also guide you with any acquisitions that you may be eyeing and you can be sure that we will give it top priority and deliver our reports in the best turnaround time.
Our services are totally personalized and you can expect our expert to sit with you and gather more information to understand the situation in a holistic manner rather than only looking at it from a financial perspective. In our experience, we have seen various factors such as poor management and inadequate loan loss reserves among others having a profound and negative impact on profitability.
Contact us for the most effective loan portfolio management and see how it has a positive effect on all your financial ratios.
The recent economic downturn has affected many banks and financial institutions and while there is some recovery now, it is quite obvious that there is still “miles to go”. We have ample experience in the banking as well as the consulting industry to identify where you might need a few more ideas and whether any kind of loan policy modification is needed or not.
We don’t have to tell you the importance of commercial loan risk rating systems but then this does not mean that all your credit decisions are conservative because it would mean a low ROA and even a low interest income. However, at the same time, you cannot afford to just give loans blindly too. We will do a thorough assessment to find out the effectiveness of your rating systems and suggest few modifications. Remember the internal rating is also important from the point of view of inspections by regularity agencies.
The reason our management of your credit portfolio is different is that we have seen plenty of books to know what is wrong and what is right. Our professionals are all subject experts and use the best tools and methodology to segregate your customer’s portfolios into various risk levels. We use only the best and latest analytical tools to look beyond what most people can see. We can show you the warning signs in your overall portfolio; view any unhealthy patterns that are being consistently repeated, take appropriate and timely action to save you millions of losses.
In addition to reviewing your existing portfolio, we can also guide you with any acquisitions that you may be eyeing and you can be sure that we will give it top priority and deliver our reports in the best turnaround time.
Our services are totally personalized and you can expect our expert to sit with you and gather more information to understand the situation in a holistic manner rather than only looking at it from a financial perspective. In our experience, we have seen various factors such as poor management and inadequate loan loss reserves among others having a profound and negative impact on profitability.
Contact us for the most effective loan portfolio management and see how it has a positive effect on all your financial ratios.
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