While you know very well how important it is to monitor your financial rations, you may find it difficult to obtain an objective view point. It is at this juncture that we step in to help you and give you a clear perspective.
The recent economic downturn has affected many banks and financial institutions and while there is some recovery now, it is quite obvious that there is still “miles to go”. We have ample experience in the banking as well as the consulting industry to identify where you might need a few more ideas and whether any kind of loan policy modification is needed or not.
We don’t have to tell you the importance of commercial loan risk rating systems but then this does not mean that all your credit decisions are conservative because it would mean a low ROA and even a low interest income. However, at the same time, you cannot afford to just give loans blindly too. We will do a thorough assessment to find out the effectiveness of your rating systems and suggest few modifications. Remember the internal rating is also important from the point of view of inspections by regularity agencies.
The reason our management of your credit portfolio is different is that we have seen plenty of books to know what is wrong and what is right. Our professionals are all subject experts and use the best tools and methodology to segregate your customer’s portfolios into various risk levels. We use only the best and latest analytical tools to look beyond what most people can see. We can show you the warning signs in your overall portfolio; view any unhealthy patterns that are being consistently repeated, take appropriate and timely action to save you millions of losses.
In addition to reviewing your existing portfolio, we can also guide you with any acquisitions that you may be eyeing and you can be sure that we will give it top priority and deliver our reports in the best turnaround time.
Our services are totally personalized and you can expect our expert to sit with you and gather more information to understand the situation in a holistic manner rather than only looking at it from a financial perspective. In our experience, we have seen various factors such as poor management and inadequate loan loss reserves among others having a profound and negative impact on profitability.
Contact us for the most effective loan portfolio management and see how it has a positive effect on all your financial ratios.
The recent economic downturn has affected many banks and financial institutions and while there is some recovery now, it is quite obvious that there is still “miles to go”. We have ample experience in the banking as well as the consulting industry to identify where you might need a few more ideas and whether any kind of loan policy modification is needed or not.
We don’t have to tell you the importance of commercial loan risk rating systems but then this does not mean that all your credit decisions are conservative because it would mean a low ROA and even a low interest income. However, at the same time, you cannot afford to just give loans blindly too. We will do a thorough assessment to find out the effectiveness of your rating systems and suggest few modifications. Remember the internal rating is also important from the point of view of inspections by regularity agencies.
The reason our management of your credit portfolio is different is that we have seen plenty of books to know what is wrong and what is right. Our professionals are all subject experts and use the best tools and methodology to segregate your customer’s portfolios into various risk levels. We use only the best and latest analytical tools to look beyond what most people can see. We can show you the warning signs in your overall portfolio; view any unhealthy patterns that are being consistently repeated, take appropriate and timely action to save you millions of losses.
In addition to reviewing your existing portfolio, we can also guide you with any acquisitions that you may be eyeing and you can be sure that we will give it top priority and deliver our reports in the best turnaround time.
Our services are totally personalized and you can expect our expert to sit with you and gather more information to understand the situation in a holistic manner rather than only looking at it from a financial perspective. In our experience, we have seen various factors such as poor management and inadequate loan loss reserves among others having a profound and negative impact on profitability.
Contact us for the most effective loan portfolio management and see how it has a positive effect on all your financial ratios.
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